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Omaha woman sues insurance company for denying claim after her husband died of COVID | Crime-and-courts

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Jose Gaytan and Vaneza Ramos

Jose Gaytan and Vaneza Ramos




An Omaha girl has sued Farmers Insurance coverage alleging the corporate refuses to make good on her husband’s $350,000 life insurance coverage coverage after he died of COVID-19 in Might. 

It’s believed to be among the many first instances prefer it to hit the state’s courts.

Lawyer Thomas Campbell stated Jose Gaytan named his spouse, Vaneza Ramos, because the beneficiary. However after Gaytan died Might 31, the corporate issued an “inexplicable denial” of her declare Sept. 22, he stated.

Ramos filed a lawsuit in Douglas County District Courtroom searching for full cost, plus legal professional charges. This month, the case was transferred to U.S. District Courtroom of Nebraska.

In a solution to the grievance, Farmers New World Life Insurance coverage Co. acknowledged that the coverage was issued to Gaytan on Nov. 28, 2018, and listed Ramos as the only real major beneficiary. 

However legal professional Victor Rawl Jr. stated Farmers rescinded the insurance coverage coverage and despatched Ramos a refund verify for $17,360 after Gaytan’s dying attributable to “misrepresentation and/or concealment of supplies info,” about his medical historical past.

Rawl did not elaborate on the alleged misrepresentation.

Campbell stated Farmers “by no means obtained the opinion of anybody, not to mention a medical physician, that stated that the reason for dying of Jose David Gaytan was not COVID-19 as listed within the dying certificates.”

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